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Submit a request at no cost. Participating providers may review your details and contact you if they can offer a suitable plan.
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Compare any available plans, pricing, service fees, coverage limits and exclusions before deciding whether to purchase. There is no obligation to buy.
Home Warranty Requests You Can Trust
Relevant Service Requests
Your home details help determine whether a home warranty request can be matched in your area.
Real Plan Details
Service type, homeownership, timeline and location — the details providers actually ask for.
No Fee to Request Options
You can request provider options without paying QuoteHiva a request fee. A warranty plan, if purchased, has its own price and service fees.
Clear Next Steps
Participating providers may contact you using the details you provide if they can offer relevant options.
What Home Warranty Plans Typically Cover
Home warranty (home service contract) plans usually protect the systems and appliances that wear out from normal use — the repairs homeowners insurance does not pay for.
Heating & Cooling
Furnace, air conditioner, heat pump, ductwork and thermostats.
Plumbing Systems
Supply and drain lines, stoppages, faucets, toilets and sump pumps.
Electrical Systems
Wiring, panels, breakers, outlets, switches and ceiling fans.
Water Heaters
Tank and tankless water heaters — repair or replacement per plan terms.
Kitchen Appliances
Refrigerator, oven, cooktop, dishwasher, microwave and disposal.
Laundry Appliances
Washer and dryer, including many components that commonly fail.
Coverage varies by provider, plan tier and state. Request quotes and read each provider’s sample contract for exact limits and exclusions.
What an Uncovered Breakdown Costs
When a system or appliance fails, the entire bill lands on you. A home warranty contract may help pay for eligible covered repairs, subject to plan costs, service fees, coverage limits, exclusions and other contract terms.
| Typical breakdown | Out-of-pocket if not covered |
|---|---|
| HVAC system failure | $3,000+ |
| Water heater replacement | $1,200 approx. |
| Washer / dryer failure | $1,000+ |
| Plumbing leak repair | $650+ |
| Electrical panel work | $1,500+ |
Figures are typical U.S. repair and replacement costs for illustration only — actual amounts vary by system, home, region and contractor. Plan costs, service fees, coverage limits and exclusions are set by each provider.
Common Home Warranty Plan Structures
Providers package coverage differently. These are examples; actual plans, coverage and availability vary by provider and state.
Systems Only
Best if your appliances are newer
- Heating & cooling
- Plumbing system
- Electrical system
- Water heater
Systems + Appliances
Combines systems with selected appliances
- Everything in Systems Only
- Kitchen appliances
- Washer & dryer
- Garage door opener
Complete / Premium
Older homes and extras
- Everything above
- Roof leak coverage (many plans)
- Pool, spa, well pump add-ons
- Optional HVAC tune-ups
What’s Usually Covered — and What Isn’t
Commonly covered
- Breakdowns from normal wear and tear
- Repair or replacement of covered systems
- Service arranged under the provider’s plan terms
- Some contracts include limited workmanship coverage; terms vary
- Age and maintenance restrictions vary by contract
Usually excluded
- Pre-existing problems at enrollment
- Damage from neglect or improper installation
- Code upgrades and permits
- Roof damage and leaks (unless plan includes it)
- Anything already covered by homeowners insurance
This is a general summary, not a contract. Ask each provider for a sample contract and check the coverage limits, exclusions and per-visit service fee before you enroll.
Common Home Warranty Questions
Everything homeowners usually ask before requesting home warranty quotes.
What is a home warranty?
A home warranty is a service contract that may help cover repair or replacement of specified home systems and appliances when a covered breakdown occurs. Coverage depends on the contract, including service fees, limits and exclusions. It is different from homeowners insurance.
Is a home warranty the same as homeowners insurance?
No. Homeowners insurance generally covers sudden events like fire, storms or theft. A home warranty covers breakdowns of covered systems and appliances from normal use. Many homeowners have both.
How much does a home warranty cost?
Plan pricing varies by provider, plan tier, coverage limits, your state and the service fee you choose. Request free quotes and compare the total cost — plan price plus the per-visit service fee — side by side.
Do I need a home inspection to enroll?
Many providers enroll homes without an inspection. Some require details about the age and condition of your systems and appliances, and may exclude pre-existing problems. Ask each provider what they require.
How old can my systems and appliances be?
It depends on the provider and plan. Some plans have no age limit on covered systems and appliances, while others have age or maintenance requirements. Coverage varies, so compare the sample contracts you receive.
What is usually not covered?
Common exclusions include pre-existing problems, damage from neglect or improper installation, code upgrades and permits, and items already covered by homeowners insurance. Always read the sample contract before enrolling.
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