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Mortgage Refinance

Compare Mortgage Refinance Rates

Lower your mortgage payment by refinancing to today's best rates. Compare quotes from multiple lenders and save thousands.

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✓ No Obligation

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What happens next?

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Lenders review your loan request

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You receive rate offers within minutes to hours

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Compare offers & choose the best loan for you

Questions? Email support@quotehiva.com

Why QuoteHiva

Get the Best Loan Deal

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Lower Your Payment

Reduce your monthly mortgage payment by securing a lower interest rate.

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Cash-Out Options

Access your home equity as cash for renovations, debt payoff, or investments.

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Shorten Loan Term

Refinance from a 30-year to a 15-year mortgage and save on total interest.

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No Obligation

Get quotes and compare without any commitment to refinance.

FAQ

Common Questions

When should I refinance my mortgage?
Consider refinancing if current rates are 0.5-1% lower than your existing rate, your credit has improved significantly, or you want to switch from adjustable to fixed rate.
How much does it cost to refinance?
Closing costs typically range from 2-5% of the loan amount. Many lenders offer no-closing-cost refinance options where costs are rolled into the loan.
How long does the refinance process take?
Mortgage refinancing typically takes 30-45 days from application to closing. FHA and VA streamline refinances can be faster.
What is a cash-out refinance?
A cash-out refinance replaces your existing mortgage with a larger loan and gives you the difference in cash. This can fund renovations or pay off high-interest debt.
Will refinancing hurt my credit score?
Applying for a refinance causes a hard inquiry which may temporarily lower your score by 5-10 points. Multiple inquiries within 14-45 days typically count as one.
What documents do I need to refinance?
You typically need recent pay stubs, W-2s or tax returns, bank statements, your current mortgage statement, and proof of homeowners insurance.
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Mortgage refinance

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